Thursday, March 8, 2012

What are some good health insurance companies in NJ

What are some good health insurance companies in NJ?
I have a friend who works but the company does not offer health insurance and she has medical problems. She doesn't have kids so she's rejected even for medicaid.

Please help with afffordable health insurance companies that she can pay for out of pocket.
Insurance - 3 Answers
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1 :
She should visit a local independent agent. The agent works with most of the plans available in her area and can work with her to find the best plan for her situation and budget. The plans and premiums are exactly the same whether she uses the agent of buys directly from the company. Also, if she has pre-existing conditions or is out of the height and weight guidelines she might get declined. The agent can help find a company that will accept her.
2 :
Blue Cross NJ, http://www.horizon-bcbsnj.com/, may be able to help. It depends on the medical problems your friend is experiencing of course, but acceptable medical conditions vary from company to company. As an example, Blue Cross and Blue Shield of Arizona will accept those being successfully treated for high blood pressure and high cholesterol, while many other companies will decline, or charge a very hefty surcharge. Though your friend may be declined by one company, this doesn't necessarily mean she will be declined by all is my point. Suggest to your friend that she simply call Blue Cross and others and ask to speak to the medical underwriting department. Stating her conditions, they will tell her whether it is worthwhile to apply or not.
3 :
I love NJ, how many memories. I found interesting information about your answer here. http://all-insurance-online.blogspot.com/2007/08/health-insurance.html Good luck!

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