Monday, May 28, 2012

What is the best online health insurance company

What is the best online health insurance company?
I need to get health insurance in US soon, Which is the best one to get, as well as reliable one. Thank you
Insurance - 7 Answers
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1 :
You have to buy it from a company licensed to insure you, in the state you are living. There's no national insurance - it's done on a state by state basis. Find a local agent at www.iiaa.org Buying online is a bad idea.
2 :
it depends what are your needs and health status. contact an independent agent and discuss. when you go online you can get quotes, but you may not know if the policy is better than another policy. there are a lot of companies out there that pretend to be insurance but are not. if you have no knowledge, could buy and get hit with some really high medical bills that you would expect the company to pay, but you would owe. good luck
3 :
Hi, I am doing investment and all kinds of insurance. Mail your question to friend74@ymail.com. I need your place of living must to reply. Bye
4 :
It is a Common situation many people have met,calm down,and check the resource i found useful. http://www.HealthInsuranceFree.info
5 :
We have many health insurance online company which is really good for the people...Health is wealth so it is necessary to take insurance...Most of the people don't have time to go and pay the insurance so it is the best and fastest way to pay the online health insurance...Yes of course it should be reliable one and this can be achieved by the site traffic and the customers...If it is high then we can pay it...
6 :
Everyone is different, has different coverage, flexibility, Deductibles...etc. For my family we have this great plan that is easy on the wallet and great coverage. www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved us thousands. on all of my health services. From Medical, Vision, Dental, Rx...etc. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
7 :
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.

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Thursday, May 24, 2012

What do you do for health insurance when working in the film industry

What do you do for health insurance when working in the film industry?
How would I go about obtaining health insurance if I were to move to California and try getting work in the film industry after college?

Insurance - 3 Answers
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1 :
I've used PFI Benefits to purchase my health insurance and have been very happy so far. You can call them at 888-211-5041 or go to www.pfibenefits.com.
2 :
I would just shop around, get quotes from many companies. That is what we did when our employer raised rates too high and we ended up finding cheaper insurance ourselves. I am sure if you looked around you could get quotes for california health insurance. When researching health insurance you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources to help you research your question. http://www.healthinsurance-guide.net/
3 :
Hi there, I suggest you ask some health professionals about this. Here is a source: http://www.myhealth-forum.com/

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Saturday, May 12, 2012

will a new health insurance covers an existing medical condition

will a new health insurance covers an existing medical condition?
My uncle lost his job last year 'cause of cancer surgery and long months of chemo. He's better now, on remission and is looking for a new job. Is it considered pre existing condition to be covered by a new health insurance? He never lost his insurance, he's covered from his old employer but it will end soon. Will he look for another job or go back to his old employer and find an open position?
Insurance - 2 Answers
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1 :
Most group insurances cover pre-existing conditions, but it depends on the employer. This is something he needs to ask during the interview process.
2 :
They will cover it if he has had continuous coverage. He needs to start the new plan at the same time or before his old one expires. He will then need to request a certificate of credible coverage from the old plan and forward it to the new plan. To be on the safe side he should seek pre approval for anything related to his cancer for the first year on the new plan.

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Tuesday, May 8, 2012

What are 3 reasons why health insurance costs so much

What are 3 reasons why health insurance costs so much?
I want to see what reasons people attribute to high high health insurance costs.

Be specific and include links to your facts if possible.
Other - General Health Care - 1 Answers
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1 :
1. Ridiculous malpractice suits leading to higher cost of operation for doctors and hospitals in the form of malpractice insurance. 2. Large portion of non-paying customers (many illegal aliens) visiting hospital emergency rooms and receiving treatment. Hospitals have to pass that cost on to recoup losses. 3. The HMO and PPO systems have higher overhead due to being a middle-man between doctors and patients.

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Friday, May 4, 2012

Whats a good health insurance company with fair rates and good coverage

Whats a good health insurance company with fair rates and good coverage?
I currently use Golden rule. $300 quarterly. When I need an anti-blemish cream it costs a lot of money with them! I need azelex right now and its $138 per month. Am I aloud to just switch companys without penalty? What CO do you recommend? What do you pay for insurance and who do you use? thanks! *any other advice on saving money w/health insurance is appreciated.
Other - Arts & Humanities - 1 Answers
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1 :
Try this site, http://cheap-health-insurance-rate.info Here you can get free quotes from different companies in your area

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Tuesday, May 1, 2012

How likely is that a person's health insurance will be canceled if they get a serious illness

How likely is that a person's health insurance will be canceled if they get a serious illness?
I know that health insurance companies have employees whose job it is to find reasons for canceling patients after they have been diagnosed with expensive illnesses.

How common is that such patients are actually dropped? They have people who look through your records and who retroactively cancell you if they find a "pre-existing condition" that you dodn't even know about. TXDiver: you good good advice, but insurance policies are writtenso that most people can't understand them and most people can't afford to hire an attorney.
Other - Health - 4 Answers
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1 :
They can't cancel your insurance unless you don't pay. Once you don't pay they cancel it and don't take you back. That's when the problem start since no other company will take you either.
2 :
No, it is a violation of LAW to do so. They can however be very manipulative and difficult to work with sometimes if a big ticket illness is experienced. You sometimes have to remind them that the legal profession has some astute professionals called LAWYERS. When it comes to insurance companies a lawyer will usually take the case on contingency if its strong. If you are on a personal policy they really have you over a barrel... but.. if you are on a group policy they are less able to do things.. including stopping you from being covered for Pre-existing.. group policies almost always have that clause.. Meaning they cant refuse coverage under group policies. They just get your company during the next years negotiations for more cash.
3 :
TC, Despite the rhetoric spewing from the Democrats, it is actually very rare. No, if you do come down with, say, breast cancer, they will review your application to see if you knowingly failed to disclose anything. If you don't lie, and you pay your premiums on time, you cannot be denied coverage. Insurance companies are in the business of "Making money" so naturally they resist paying money out whenever they can. You must learn to read your policies, and fight for everything that is written there, even if you have to sue them to get it.
4 :
You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net

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