Friday, May 1, 2009

What reputable health insurance companies are out there


What reputable health insurance companies are out there?
My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?
Other - Dining Out - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
try ehealth.com
2 :
There are lots of plans out there and I think it's great you want to help your mom. Here's where i started when I got mine: https://www.ehealthinsurance.com/ehi/Welcome.ds You can compare plans by price and benefits and then actually apply online for the one you want. The thing is... you have to wait to see if that one accepts you or turns you down before you can apply for a different one so the process took about a month for me because I was turned down twice due to a recent surgery before I found one that accepted me. If your mom is healthy, it will be easier. If she's had some health problems, I suggest you check out Blue Cross 3500 PPO. It is pretty inexpensive monthy, but you have to pay the first $3500 of doctor bills yourself each year. If your mom doesn't need to go to the doctor often, this is great because she can pay for her own doctor visits (they negotiate the price for you even though you have to pay it) and if she ever got in a car accident or cancer or some other catastrophic illness, the insurance could kick in and pay up to $5Million. There are other policies, more expensive, that you could just pay the monthly and she would not have to pay any deductible or copay at all. The site will help you find what you need.
3 :
You might want to contact your County Health Department to find out what she and the rest of the family may qualify for. If you qualify for services take advantage of them since you are paying for them any way. Every time you purchase an item and pay county tax you pay for the services, every time you pay your property taxes you pay for these services. Don't be afraid to use them.
4 :
insurance tips : http://insurance2.cn



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