I'm 19, in good health, not pregnant nor do I already have a child. I was told by the state that I have to either be under 18 or have a child to get Medicare. My job does not offer insurance. What can I do? I'm on a very low income, and can't afford very much, but I am willing to pay something.
Other - General Health Care - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
The problem is health insurance is not affordable. Call your local health department or department of health and human resources office for information about possible tips on how to receive health care for low income people. Check your yellow pages for free clinics. It will be very expensive for you to buy health insurance.
2 :
In my area, since you are healthy you would be able to get an individual policy for $50 to $220 per month depending upon deductible and other benefits. If you want a plan with limited doctor visits the premium will be less. If you want maternity coverage figure on around $300 more per month. You should visit your local independent agent. This person knows the market in your area and can find the right policy for your situation. They don't charge for the service.
3 :
Your best option may be to get discount health benefits. You can check out Ameriplan, which is very affordable. Here is the website http://www.YourSimpleCard.com. On the left side you will see Ameriplan Health. Click there to find out about their health benefits, They also offer dental, prescription, chiropractic and vision benefits, which are included free in their health plan or they can be purchased separately. I hope that helps.
4 :
Look into a policy that has Dr. office copays, with a high deductible ($2500-$5000) This would allow you to go to the Dr when you need too and still have some protection if you were to have a major health issue. If you don't go to the doctor very often you might even consider a plan that limits the number of doctor office visits. If you are in the state of Texas try running a quote from http://www.texashealthquote.com
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