I will be quitting my job soon to be a stay at home mom, thus losing my medical insurance. My husband's insurance through his company is very expensive due to it being so small (only 20 or so people in the company). I will need to find a health insurance plan for my family, but am having a hard time finding any plans that have good coverage and don't have a large premium amount. Does anyone know of a good health insurance company I should look at? Please keep in mind I live in Alabama....a lot of the insurance companies online only apply to certain states. Thanks a bunch.
Insurance - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You should go see a local independent agent instead of trying to do it yourself on the internet. This person knows the market in your area and can sort through the 1000 plans that are available to find one that's best for your situation and won't charge you anything for it. Email me if you have any trouble finding an agent.
2 :
I can't imagine it's going to be cheaper on your own. You need to go to a local, independent agent, and ask for quotes. They'll have the ones with providers in your area. If you have no preexisting conditions, and you're around 30, it's GOING to cost YOU, $250 a month, your HUSBAND $250 a month, and the KIDS, $200 a month EACH. Is that cheaper than your husband's plan? If you have preexisting conditions, they will be excluded, OR, you might flat out be declined. that's JUST what health insurance costs. Or, you sacrifice coverage, OR, you take a $5,000 deductible before the insurance kids in, OR, you sign up for a health discount plan where no one takes the plans, OR you get scammed from over the internet. You CAN'T buy a brand new cadillac for $10, you CAN'T get family health insurance with comprehensive coverage for $120 a month, except through an employer.
3 :
Hi I myself use Ameriplan . They cover up to 80% in medical . Dental vision, chiropractic, and prescriptions are included . It 49.95 per month or 59.95 for a family up to 20 a month http://www.everyonebenefits.com/rdasent It covers all states
4 :
hi check this link its good http://insuranceadviceforyou.blogspot.com/ .
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