Wednesday, December 12, 2012

What questions do I need to ask when buying health insurance

What questions do I need to ask when buying health insurance?
I am 36, female. For those of you who have experience on health insurance. What items do I need to make sure covered? And any conditions I need to check? Thank you!
Insurance - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
you have to buy a Health insurance. There are many company offering health insurance ICICI Loamabrt ,Baja Alianz , Appolo , Star Health , Relinace , New India , Oriental all Company have many plan for single or family as per your requirement you can by a health insurance . mostly all co are giving cash less card , basic document required are your identity proof and age proof , contact any agent for detail or also compare product in in wb sit like policybazzar or i will suggest to u to visit www.insurancepandit.com/index.php and then click on Health All the Best.
2 :
Hi! let me tell you that most of the companies have almost same product. However few companies are also offering OPD expenses also, but their premium is much higher. if you are below 45 the best option which you should check is Reliance healthwise policy, premium is half than any other company. However you should do your own research before buying any policy.... afterall its your hard earned money.
3 :
You need to talk to an insurance agent directly for this. If you go online and get quotes, you will not know if the policy you buy is right for you. An agent will ask you questions regarding your health, types of treatment, any problems finding a specific policy for your needs and what costs you can afford to spend. Also if you have problems later with filing claims or other questions, you can call the agent for advice. good luck
4 :
Its always good in taking health insurance.. First inquire about about the coverage of your policy you are going to take.. Find whetherIs your policy current and in good standing?.. You can also get the insurance broker help.. find a reputable broker, check credentials with either the National Association of Insurance Underwriter..

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