Monday, December 28, 2009

What is the best type of health insurance for getting kids ready for school

What is the best type of health insurance for getting kids ready for school?
What is the best type of health insurance I can get to help my kids go to the doctor, get checkups and vaccines, and have them ready for school? Or like if they break their arm on the playground or something? Anything else I should be thinking of as to why I should get insurance for my kids before they go back to school? Sorry, lot of questions but I appreciate your help. Thanks
Parenting - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
What have they had up until now for health insurance? They should have had insurance since birth, not just at age 5 for school. There is no "best insurance". It's all indicative of what you are willing, or can spend. There are free or low cost publicly funded state health plans if you're low income, that have their own stipulations and rules on where you go, what they pay for etc. In many states, the care is low to average at best. Then there are top notch and expensive private insurance plans. Does your employer off health care benefits? That's usually the way to go.
2 :
Many schools offer insurance when you enroll. ... Ask your school what is available and what it covers. The "best type of health insurance" will vary by family. If either parent's job offers insurance, look into that. If your income is low, there are government programs. Calling your local health department could also be a step in the right direction. My daughter had Medicaid to get caught up on shots and stuff before she entered school. Now that I have a better paying job, she has CHIP (very cheap insurance, because I still have a relatively low income.)

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