When I am 25, I will no longer be covered under my parent's health insurance plan. I am needing to know how much time I will need to invest in finding health insurance for myself (a non-married young man with no existing health issues and no current medications).
Other - Health - 6 Answers
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1 :
Again, I don't have any idea bro!
2 :
You can take as much or as little time as you want to research and sign up for health insurance. Most health insurance policies start coverage effective the first of the month. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people, and is a great health insurance solution for individuals in their twenties. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. A healthy male 25-years-old (and under) would pay under $100 a month for basic coverage. Check them out at http://www.precedent.com - With Precedent, the effective date of your plan is up to you. All of the plans can start as soon as the day after you purchase on any day of the month except the 29th, 30th, or 31st. Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. I hope you find what you need!
3 :
chloe is wrong.. if you wait longer than 62 days then any condition you were seen/treated for during your "uncovered" time could be considered pre-existing and your new insurance company could reject any payment for that condition for up to a year if you don't pick up a new policy within the 62 days. I've work pre-existing claims for Wellpoint (anthem) blue cross and blue shield now for almost 9 years..
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