Saturday, April 28, 2012

How can I find a very reasonable individual health insurance plan

How can I find a very reasonable individual health insurance plan?
I care for my grandchildren and make very little, I am 60 and want to find a very low reasonable health insurance. Is this possible?
Insurance - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
move to china
2 :
Sadly, there's only one thing I know that you can do. Talk your children or grandchildren into launching a business. Pay the premiums under the business checking account and keep all of the business expenses in that one business checking account. Then, you do not have to worry about the outrageous price of health insurance. You do not have to worry about subtracting 7.5% of your adjusted gross income {10% when figuring alternative minimum tax}. As of tax year 2004, the IRS allowed a business to deduct 100% of the premiums! Only 10 or 11 years ago, it was only 40%. So not only can you deduct 100% of the premiums if you have a business, as opposed to zero, you also knock down your profits with this expense and save on your taxes doubly.
3 :
No. By "reasonable", I'm assuming you mean $100 a month, or less. Health insurance for someone in perfect health, at your age, is going to run between $600 and $1,000 a month. That's just what it costs. If someone is offering you something in the $100 to $200 range, it's either a fake policy, a scam, or a discount plan - not insurance.
4 :
Try Medicaid.
5 :
check out Blue Cross
6 :
Get in touch with a local health insurance broker and they will be glad to help you find something that will fit your needs and budget. You can go to http://www.myinsurancequotes.net and fill out a quote form there. A local agent will contact you and help you through this. Good luck! Jared Balis http://www.utahinsurance.org
7 :
u find more details on http://www.insuranceplan4u.com

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