Thursday, April 12, 2012

How do you get health insurance for under $500 a month

How do you get health insurance for under $500 a month?
My health insurance premium costs $500 a month. What options do I have for a cheaper plan? Would I have to avoid going to the doctor for many years to get affordable health insurance ? What is the secret?
Insurance - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Get a job. Use the company plan.
2 :
what happened? ive been under a rock, i thought the president was addressing this problem
3 :
You don't say for how many people. at what age, and in what state? I have my whole family for less than that. Individuals under 40 should pay between $100-$200 depending on the plan and where they live.
4 :
You'll have to talk to a local agent. Most likely, you can decrease your premium, by raising your deductible. A local agent, can help you balance coverage and cost to find something you can afford.
5 :
This would depend tremendous on why your insurance costs so much and where you live. If you live in a state where no insurance is available for less than $500 a month to anyone your age, then the only thing that you can do is move. If you have an existing medical condition that makes your premium high, then you might not have any options; even if you stop going to the doctor, simply having the existing medical condition will keep you from getting a low premium (except in a few states that do not allow existing medical conditions to affect your premiums). If the only reason that your cost is so high is because you chose an expensive plan, then select a less expensive plan.
6 :
You don't say for how many people. at what age, and in what state? I have my whole family for less than that. Individuals under 40 should pay between $100-$200 depending
7 :
High deductible plan with an HSA should be your best bet.

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