Sunday, April 4, 2010

How can I get my health insurance to pay for male breast reduction surgery


How can I get my health insurance to pay for male breast reduction surgery?
I have gynecomastia caused by antidepressants I took years back. Is there any way that I can get my health insurance (Blue Cross Blue Shield) to cover it? After all, this is to correct a problem caused by medication, not simply an ordinary cosmetic procedure. Any help is appreciated. Thank you.
Men's Health - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
gosh, I don't know...you are probably just going to have to call them and ask. Or, why don't you ask your doctor if he can "prescribe" the surgery as a medical need?
2 :
Amanda is correct. That's a tough call. They would consider it cosmetic surgery (even if it was caused by medicine), unless your doctor prescribes you do it for some medical reason (like they are making you depressed again, or something).
3 :
Ameriplan is a discount health benefits company and they do include cosmetic surgery. Rather than paying full price out of pocket, you would pay a small fraction of the price. Their monthly fees are very low and they include just about everything. There are no deductibles, claim forms, co-pays, limits on visits or anything like that. They have over 100,000 providers nationwide and are registered with the BBB. They are really great. I have my dental benefits through them. They may be a good alternative for you if your insurance won't cover that procedure. Here is Ameriplan's website. http://www.mybenefitsplus.com/40424269/. Best of luck to you. Feel free to email me if you have any questions.
4 :
Breast Reduction surgery is very safe nowadays. My cousin got her breast reduction, tummy tuck and facelift surgery in India by the company called Forerunners Healthcare .The Price for the surgery she paid in India was very less. She paid 30% of the cost she was quoted in America. Forerunners Healthcare is very famous in India. They arrange cosmetic and plastic surgery for foreigners in India. I read a lot about them in the Newspapers and about their patient stories. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low price, as the breast reduction, tummy tuck, facelift and other cosmetic surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star. http://www.forerunnershealthcare.com Hope this helps.


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