Thursday, August 28, 2008

What happens if you have health insurance through your job, then have to get new health insurance

What happens if you have health insurance through your job, then have to get new health insurance?
If you have health insurance with your employer then quit, how can you get new health insurance with your new employer because aren't they going to see all your pre-existing history from your old insurance company?
Other - General Health Care - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
If you get join your new employer's health plan, they can't exclude pre-existing conditions if it's a group plan. They have to accept everybody. If you obtain any kind of health insurance within 60 days after leaving your job, by law the insurance company can't deny coverage of pre-existing conditions.

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Sunday, August 24, 2008

How and where to purchase health insurance for my mother, she is not a US resident

How and where to purchase health insurance for my mother, she is not a US resident?
I am US resident, my husband is US citizen. He has health insurance through his work which includes my coverage also.

My mother lives in other country, she is 58 years old, she is not a US resident or citizen, and she has a visa that allows her to visit us and stay here for up to 6 month per year. I wonder if I can purchase health insurance for her here, in US.
Insurance - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
blue cross and blue shield
2 :
Nope. You're not going to find an insurance company here in the USA willing to insure her.
3 :
Try to get US NetCare which is provides affordable and innovative health plans and medical insurance solutions for non-US citizens in America. US NetCare Health and Medical insurance plans are designed especially for the non-US citizen needs in America.
4 :
Regular health insurance for visitors to US is expensive, especially if she is in fairly good health and doesn't need much health-card. You may be better off getting a Travel Insurance coverage with sufficient deductable for her stay in the US. Travel Insurance provides coverage for travel beteen a few days and months.
5 :
Typical situation you have like many other people,be patient and check out the resource here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm i found useful.

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Wednesday, August 20, 2008

What is the cheapest individual health insurance plan in California

What is the cheapest individual health insurance plan in California?
I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!
Other - Health - 3 Answers
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1 :
We have health benefits starting at $29.95/month for your entire household regardless of age or pre-existing conditions. Please go to my website for more info: www.mybenefitsplus.com/jaguero or call me at 602-481-4817.
2 :
go to insurance.com and click on the health insurance tab. It will lead you through a series of questions and provide you with quotes from multiple carriers.
3 :
Hi there, I found some reliable ones here: http://www.myhealth-forum.com/

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Saturday, August 16, 2008

Is there any cheap health insurance you could recommend for my beloved daughter

Is there any cheap health insurance you could recommend for my beloved daughter?
She works full time but her employer charges an outrageous amount of money for health insurance.

I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime.
Other - Society & Culture - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Unfortunately any insurance she could get on her own will likely be much more pricey than what she can get through her employer. Independent insurance won't have the employer kicking in at least a little bit on the premiums.
2 :
Have you tried Kaiser Permanente? I do not know if they are in your area. They do not provide the best care for their members, but the cost is low and they have some good doctors there.

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Tuesday, August 12, 2008

How can I get subsidized health insurance for my kids in Alabama State

How can I get subsidized health insurance for my kids in Alabama State?
My family and I are permanent legal immigrants in the United States and we live in Alabama State.My wife and I have not been able to get any job yet.Because of that,we have not been able to take any health insurance policy yet.Our applications to get Medicaid and ALL KIDS for our 2 kids have been denied because our children are not US citizens. Does anyone know any agency or organization in Alabama State, apart from Medicaid/ALL KIDS that can help us have subsidized health insurance for our kids?
Other - United States - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Type in Google Search Health insurance for individuals in Alabama You will get your answer as to how to buy the insurance that you are needing. This is my help from Washington, D.C. United States of America. Please pick a "Best Answer", even if it is not mine. That way we can tell if we really do help people.
2 :
health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.

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Friday, August 8, 2008

How should I do health insurance deduction from paycheck if I choose my own health insurance

How should I do health insurance deduction from paycheck if I choose my own health insurance ?
I want to choose my own insurance instead of company sponsored plan. Usually when we elect company sponsored plan the premium on health insurance is tax deducted from the paycheck. But if I choose and pay my own insurance Can I still make tax deducted from each paycheck? or should I apply tax deduction during tax filing?
Insurance - 3 Answers

Random Answers, Critics, Comments, Opinions :
1 :
You can't payroll deduct if you are paying your premiums on a private insurance plan. The insurance company will be billing you not your company. If you are self-employeed, have 1099 income, you deduct the premiums from your taxes. You have to weigh the pros and cons of each and make an informed decision on which is better for you.
2 :
You need to talk to your employer's payroll dept.
3 :
hi, i have found this site one. hope will be useful. check it out : http://looking-insurance.blogspot.com

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Monday, August 4, 2008

Is the health reform bill gonna turn health insurance as a compulsory that everyone has to buy

Is the health reform bill gonna turn health insurance as a compulsory that everyone has to buy?
Kinda confused right now with all the media reports. Is health reform bill gonna require everyone to buy health insurance just like car insurance? Without the insurance, you can not go out?
Insurance - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Nobody knows.
2 :
It will turn it into a compulsory thing that everyone must have. It will not be something that everyone must buy. It will remain something that anyone who gets for free does not have to buy (obviously), as is the case now. You will be required to have the insurance, even if you do not go out. You will not be required to buy it if you get it for free. You will only be required to buy it if you do not get it for free.
3 :
The actual bill hasn't even been written yet. The information they're giving us are just trial balloons to see how they fly. The only thing they've actually published as so many "to be determined" clauses that the bill could be anything they want.

Friday, August 1, 2008

How are your health insurance plans, if you have individual insurance

How are your health insurance plans, if you have individual insurance?
I was asking about those who have health insurance, what are your companies like. Do you like your health companies, are the insurance plans good.
Insurance - 5 Answers

Random Answers, Critics, Comments, Opinions :
1 :
I do not like the company, but the plan is good for me for these reasons: 1) I do not want to use it. 2) It cost next to nothing (originally less than $70 per month, currently $87 per month), but the tax advantages make it worthwhile. (It is an HDHP, so I can contribute up to $3000 per year to an HSA and claim a tax deduction for that contribution. One year, the HSA contribution saved me more in taxes than the premiums cost.)
2 :
Hi Steel, i am self-employed and i pay my own insurance. The good thing about it, you can choose what company and what plans you want to join and be covered. The rates varies according to your health status and choices. You can visit the site below and get free quotes estimates on your health insurance and coverage. http://www.goodinsurancepolicy.com
3 :
health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
4 :
I love my health insurance, but it does cost a little bit much I think. I pay, $155/monthly/non smoker/35 years old. I get 2 free doctor visit and have a $1500 deductible. My advise is not to sign up with any insurance company directly. I suggest that you contact an insurance broker who can provide you with a list a of many insurance companies.
5 :
Hi, i suggest you visit the site below because they offer affordable health insurance across the United States. The Free Quotes allow you to see cheap premiums and compare them between different companies. http://www.goodinsurancepolicy.com

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