Wednesday, September 28, 2011

What is the best health insurance plan for INternational students who are IN USA

What is the best health insurance plan for INternational students who are IN USA?
Hello there ,what is the best health insurance plan for International students who are in USA. If it helps I am currently IN MAryland. Please let me know , would be great if you could provide websites and links as well. Thnaks so much for your assisatnce! Svetlana.
Studying Abroad - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
We bring lots of international students here and sign them up with HTH Worldwide.




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Saturday, September 24, 2011

What is the best health insurance plan for an individual and what does it all mean

What is the best health insurance plan for an individual and what does it all mean?
I'm 27 and looking for affordable health insurance just for myself. I don't know what all the terminology means like PPO and deductibles, etc. Also, I have a history of sinus problems and am looking to get covered in case I need surgery.
Preferrably, I'd like small doctor visit charges, drugs covered, and major things like hospital stays/surgery to be 100% covered. Any thoughts I would really appreciate! Thanks!
Other - General Health Care - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You have to look at different plans...For example Blue cross can have different plans....I work in a doctors office, and there can be 5 people that come in with blue cross....but each of them owes something different....because of the plan they are on. Stay away from health insurances that have high deductibles...which for example.....I go to the doctors...my insurance has a $1500 deductible...so it means before my office visits and hospital visits are covered...I have to pay $1500 out of my pocket first...so depending on how expensive the office visit call is...you can be paying a full office visit until you meet the $1500. Plus if you do not go to the doctors often...the deductible thing would not even be worth it.
2 :
You have a ton of options, and it will blow your mind how much variance there is in them all. Read the fine print, and insurance that you get through your employer will almost always be cheaper than what you can find on your own. In general, go with a more comprehensive plan in year 1, if in doubt, and then scale back if you think that you could skimp. Your question about PPO vs. HMO vs. other can be answered here: http://www.healthharbor.com/HealthInsPlanTypes/
3 :
YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm to solve my similiar problem.
4 :
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.


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Tuesday, September 20, 2011

How do you like being forced to have health insurance and being tracked by the IRS for compliance

How do you like being forced to have health insurance and being tracked by the IRS for compliance?
Under this new health bill they are going to hire 16000 new IRS agents to track your compliance with the health insurance mandate. Dont matter to them if you cant afford health insurance you will be fined and face jail time so how many of you like this new HOPE and CHANGE? Doesnt this sound a lot like the Gestapo troopers in Nazi Germany?
Elections - 12 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I love the idea. Now republicans will have just one more thing they will have to worry about.
2 :
Not so fast, from what I am hearing this second on both news networks, Fox and CNN, 38 states will sue if this bill is passed on the grounds of it not being in compliance with the 10th amendment of the u.s. constitution. About time people are waking up!!
3 :
except the part that offers subsidies for people that can't afford it. i guess fox didn't report that part.
4 :
im a member of the next gen. and it might be cheaper to pay the penalty than to pay for healthcare :)
5 :
So how does this differ from you being required to carry auto insurance with the State and local police monitoring for compliance?
6 :
I Love it! I have insurance because my family is worth it, and it is part of being an adult. Sorry your life sucks and you don't think highly of yourself and/or family. Yeah, it sucks for paying for it, but i can sleap soundly at night, knowing my kids have health insurance.
7 :
Hope is for those too lazy or stupid to do anything about their own circumstances. Change is constant, you can not prevent it. IRS is an outdated antiquated and poorly run system where they understand the tax code about as well as my dog. Flat tax could save us all and lift our burden, Spending controls could make us wealthy beyond our wildest dreams. Insurance is a fraud in all its forms.
8 :
Well that's your Obama, Pelosi and Reid "Health Reform". I will be laughing my butt off at the Liberal outrage and backlash from all the irresponsible "get the bill any way you can" crazies or the "it's better than nothing" idiots when they start being hauled out of their basements and put in jail! People are clueless followers. Only 1 State in the Country will be allowed to offer Student Scholarships! Yep, it's in there...THE GOVERNMENT will decide who gets scholarships!!! What else would you expect of a 2087 page nightmare? Oh there is so much more in there...wait. Health reform is Obama's only priority because by passing it he will have created a Whole New World" for us with millions of new Government Jobs to control all the easily fooled Americans who are following him into a takeover by creating a Depression! Obama will need his own Gestapo to enforce his agenda.Sounds, looks, and reads real ugly to me!
9 :
Nazi Germany and Fuhrer Obama and Comrade Pelosi will be the end of our freedoms.
10 :
This will be great. I pay $40.00 a week now for insurance. Under their plan I will pay $120.00 a week. Nice bit of change there. He did promise change didn't he? I just hope that everyone that voted for him will be happy.
11 :
Die-hard socialists, which you find here on yahoo answers in great numbers (mostly because they don't have jobs), would rather give up all rights and die under socialized medicine as long as someone who is richer than them dies 5 minutes before them. Totally illogical and evil, but pure envy drives marxist politics.
12 :
If you cannot afford health care...you will be provided assistance. Don't stoop to spreading lies. You pay for insurance to drive...is your car more important that your health? Do you think other people should pay higher premiums because you did not have health care insurance? People protest against paying taxes yet benefit from what taxes buy....roads, clean water, police protection. Why do people think everyone else should pay for what they use? I am sick of freeloaders. People use the emergency room like most people use the doctors offices. Theresa Hines Kerry had it right...preventative medicine can save money. It can also save a lot of pain and suffering.


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Friday, September 16, 2011

Which health insurance provider is known for providing the best mediclaim plans

Which health insurance provider is known for providing the best mediclaim plans?
I want a new health insurance policy but I am very confused about which plan to buy. Can anyone please help me out? I want a plan that I can use easily.
Insurance - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
None of them, here in the USA. Maybe you should post to a different country.
2 :
It depends on what state and even maybe what city your in. Some plans are bad in the place but yet good in other places. Your best bet is to ask your friends and/or relatives. And, call some local insurance agents for advice. They give advice for free and they also give free quotes.
3 :
I'd also recommend calling a local independent agent. They have less incentive to steer you toward one particular product that may or may not be the best for you.


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Monday, September 12, 2011

How do you like being forced to have health insurance and being tracked by the IRS for compliance

How do you like being forced to have health insurance and being tracked by the IRS for compliance?
Under this new health bill they are going to hire 16000 new IRS agents to track your compliance with the health insurance mandate. Dont matter to them if you cant afford health insurance you will be fined and face jail time so how many of you like this new HOPE and CHANGE? Doesnt this sound a lot like the Gestapo troopers in Nazi Germany?
Elections - 12 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I love the idea. Now republicans will have just one more thing they will have to worry about.
2 :
Not so fast, from what I am hearing this second on both news networks, Fox and CNN, 38 states will sue if this bill is passed on the grounds of it not being in compliance with the 10th amendment of the u.s. constitution. About time people are waking up!!
3 :
except the part that offers subsidies for people that can't afford it. i guess fox didn't report that part.
4 :
im a member of the next gen. and it might be cheaper to pay the penalty than to pay for healthcare :)
5 :
So how does this differ from you being required to carry auto insurance with the State and local police monitoring for compliance?
6 :
I Love it! I have insurance because my family is worth it, and it is part of being an adult. Sorry your life sucks and you don't think highly of yourself and/or family. Yeah, it sucks for paying for it, but i can sleap soundly at night, knowing my kids have health insurance.
7 :
Hope is for those too lazy or stupid to do anything about their own circumstances. Change is constant, you can not prevent it. IRS is an outdated antiquated and poorly run system where they understand the tax code about as well as my dog. Flat tax could save us all and lift our burden, Spending controls could make us wealthy beyond our wildest dreams. Insurance is a fraud in all its forms.
8 :
Well that's your Obama, Pelosi and Reid "Health Reform". I will be laughing my butt off at the Liberal outrage and backlash from all the irresponsible "get the bill any way you can" crazies or the "it's better than nothing" idiots when they start being hauled out of their basements and put in jail! People are clueless followers. Only 1 State in the Country will be allowed to offer Student Scholarships! Yep, it's in there...THE GOVERNMENT will decide who gets scholarships!!! What else would you expect of a 2087 page nightmare? Oh there is so much more in there...wait. Health reform is Obama's only priority because by passing it he will have created a Whole New World" for us with millions of new Government Jobs to control all the easily fooled Americans who are following him into a takeover by creating a Depression! Obama will need his own Gestapo to enforce his agenda.Sounds, looks, and reads real ugly to me!
9 :
Nazi Germany and Fuhrer Obama and Comrade Pelosi will be the end of our freedoms.
10 :
This will be great. I pay $40.00 a week now for insurance. Under their plan I will pay $120.00 a week. Nice bit of change there. He did promise change didn't he? I just hope that everyone that voted for him will be happy.
11 :
Die-hard socialists, which you find here on yahoo answers in great numbers (mostly because they don't have jobs), would rather give up all rights and die under socialized medicine as long as someone who is richer than them dies 5 minutes before them. Totally illogical and evil, but pure envy drives marxist politics.
12 :
If you cannot afford health care...you will be provided assistance. Don't stoop to spreading lies. You pay for insurance to drive...is your car more important that your health? Do you think other people should pay higher premiums because you did not have health care insurance? People protest against paying taxes yet benefit from what taxes buy....roads, clean water, police protection. Why do people think everyone else should pay for what they use? I am sick of freeloaders. People use the emergency room like most people use the doctors offices. Theresa Hines Kerry had it right...preventative medicine can save money. It can also save a lot of pain and suffering.




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Thursday, September 8, 2011

What are the most efficient marketing strategies for a health insurance agent

What are the most efficient marketing strategies for a health insurance agent?
Health insurance agents as many other sales type occupations, businesses are an obvious transformation of an effort to market a product to an income from sales (clients getting medical insurance plans).
If you are experienced in either being an agent or being a marketing specialist what do you think are the most economically (ROI) and time (dollars invested per sales per week) efficient marketing methods?
Other - Advertising & Marketing - 1 Answers
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1 :
Email marketing is pretty good.



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Sunday, September 4, 2011

Does anyone know what some good health insurance companies offer and how they work

Does anyone know what some good health insurance companies offer and how they work?
What are some good health insurance companies? Good meaning good coverage low deductible nothing shady, or in the small print that is kind of dishonest not expensive for a college student ? does the deductible include the monthly insurance premium? Do health insurance companies ever allow a person to have a policy through their company as well as a policy through another company? Are there any reasons you may be denied the insurance?
Insurance - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
depends on where you live and there would be no reason to have two coverages as most companies forbid this anyway.
2 :
1) It depends on where you live. 2) No the premium does not apply to the deductible, neither do copays. 3) Very rarely. Why would you want to? 4) Yes. Preexisting conditions. Don http://mtnhealthinsurance.com
3 :
Try this one - http://healthplans.bebto.com - my family have their health insurance - it is affordable and has good coverage for dental issues.



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Thursday, September 1, 2011

How and why did health insurance companies come into being

How and why did health insurance companies come into being?
I am curious how health insurance companies got such a "foothold" in the United States.
Insurance - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
The first is thought to be Franklin Health Assurance Company of Massachusetts. However, the original policies where what we now call accident insurance, not what we know call health insurance. Health insurance in the modern sense (covering illness, not just accidents) was introduced in the late 19th or early 20th century but did not become very common until the early 1940's. During World War Two, the government limted the wages that companies could pay to employees, and many companies bought health insurance as a way to provide employees with more total compensation than they could provide in actual money.
2 :
Because the UNIONS wanted benefits for their members. The UNIONS created the insurance companies and get a huge kick-back from them.



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