Sunday, August 16, 2009

Is expanded health insurance coverage the answer to the health care issue in our country


Is expanded health insurance coverage the answer to the health care issue in our country?
I've seen some of the proposals by the presidential candidates advocating expanded health insurance coverage.
Is this subsidizing health insurance companies? Are companies that are in business for a profit the best means for health care?
Politics - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You should not be making money off of people's health. There is a difference between a doctor paying his bills and having some left over, and a health care organization that is denying people coverage based on profitability. No one should be denied coverage.
2 :
No its not the answer. Until the problems with the litigation process is addressed along with the Problems with the Insurance companies it will never be the answer. It is like using a band aid to stop a leak in the dam.
3 :
"Is this subsidizing health insurance companies?" Yes, all of the health care proposals I've heard so far amount to not much more than the largest corporate welfare ever perpetuated at the expense of the American taxpayers. "Are companies that are in business for a profit the best means for health care?" No, and neither are politicians with their own profit motives. The only thing to debate is which one is worse. I say the politicians are worse because at least if I don't like my coverage I can change companies or cancel my account.
4 :
No, subsidizing for profit companies is ridiculous but something is going to have to be done. I don't by the liability story either as an excuse for high costs and doubt capping claims would do anything except put more money in the pockets of insurers.
5 :
Just expanding the system is not the answer as the system is bloated and inefficient. We need to have more efficient choices in our health care. There was a system which I saw proposed in California where smaller clinics would be opened up in strip malls and community centers. Staffed by Nurse practitioners and Physicians assistants and working in consort with doctors, they would be allowed to take care of simple illnesses and injuries that clog the emergency rooms now. The cost savings alone would more than make up for the initial cash outlay to start the clinics up.
6 :
If people should be making money off of health coverage. Then should people be making money off of food ? Should people be making money off of housing ? Aren't they more important than health care? Americans pay for thier own food and housing, so why not make americans pay for thier own health care?
7 :
Expanded health insurance coverage is not the answer. Spending less money on healthcare is the answer! It's the cost of health care that drives insurance rates up, and it is the high cost of insurance that makes coverage less available. If the cost of healthcare goes down, the cost of health insurance will go down, and more companies will be able to afford to offer Health insurance to their employees.


Read more discussions :
Posted by Health Insurance at 10:20 PM