I need to get health insurance for me and my 1 year old daughter. I am planning on becoming, or possibly already am pregnant but need insurance for us. Any help? This is in CT, so it is a state that does not require individual policies to cover pregnancy.
Women's Health - 3 Answers
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1 :
you can do a search for health care in CT and see what comes up with that. I have Blue Cross Blue Shield, but I live in Oklahoma so I do not know if that will help. They do have pretty good plans though. Also you might see about a company called Metlife.
2 :
There are many web sites online that offer health insurance quotes you can compare with no obligation. Some health insurance plans may include coverage for pregnancy. You want to check with the plan when requesting your quotes. Ask about pre-existing conditions coverage in the health plan and how your coverage and deductibles are applied to pregnancy - What exactly is covered. This way you won't be surprised when you need the coverage during your pregnancy. You want to make sure you understand the coverages offered, coverage limits, deductibles, co-pays, and exclusions for any pre-existing conditions. Try this site http://free-health-quote.blogspot.com/ Here you can get quotes from different health insurance companies in your area, its the best way to find an individual health insurance with a reliable company. Best Wishes,
3 :
You may want to speak with a local health insurance broker. Try one who represents multiple insurance carriers. Be sure to let them know that you need a policy with maternity benefits. After you get quotes from a broker, it may help to call the insurance companies directly to verify their benefits. Try using Yahoo Local to find an agent near you.
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