I am 24 years old and I will be starting school to earn an associates degree as a paralegal. Are there any health insurance programs or grants or scholarships available for adults going to college? Since I will be a part- time student I can't work a full time job that would offer health insurance and with the cost of school accompanied by a part- time income my finances are limited .My school is accredited and I am only looking for coverage on myself. Why can't I work full time and go to school part time? Because I also have a two year old daughter and I don't want to spread myself that thin. You say 'plenty of people' do it but I know I am not superwoman. I am the only one raising my daughter and I don't want to take away from what she only has half of in the first place. I applaud 'those people' who do 'it all'.
Financial Aid - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
why can't you work a full-time job while going to school part-time? plenty of people do it. some people even work full-time while going to school full-time. there are a ton of scholarship databases such as Fastweb.com or AIE.org on which you can look for scholarships. for any *legit* grants you'll need to complete the FAFSA (at fafsa.gov) and inquire with your school about any state grants that may be available to residents of your state. http://www.healthcare.gov http://www.uhcsr.com
2 :
One of the best places to search for cheap or low cost medical insurance is on Medical Health Insurance Today’s website. I’m happy that I got my first health insurance with the help of their recommendations. http://www.medicalhealthinsurancetoday.com/ I’m paying less than some of the better known health insurance plans from bigger names. Hope this info helps.
3 :
First of all, you can work a full-time job - especially if you're only going to school part-time. I work full-time and attend school full-time and I have done this for 4 years. A lot of the students that attend my school also have families, work full-time, and attend school. Do your parents have insurance? The new law states that an insurance provider must carry dependents until the age of 26. Does your school offer a health insurance program to students? Most colleges do; however, career colleges often do not offer this option. It's unlikely that you will qualify for Medicaid if you're earning much money because the income threshold for a single adult is very low. You can look to see if your state offers a state insurance program for individuals without insurance (this is different than Medicaid). My state, Indiana, has a H.I.P. program that is for individuals who cannot obtain insurance through their work and have been without insurance for at least 6 months. Scholarships are available for adult-learners, but are more difficult to locate than a typical college-aged student. You can search through the scholarship books that your local library should have to look for scholarships open to adult-learners. Grants are available by completing the fafsa form. You will be given an efc and your school will determine your financial aid award. Grants are need-based and are based on the previous year of income and current liquid assets that you have (as well as household size, number of family members in college, etc.). If you don't qualify for grants, your financial aid package will consist only of federal loans.
4 :
I see that you mention you are a mom! If you happen to be a single mom, there are options for grants that you should check out. Programs are set up for women in that particular situation.
5 :
I totally understand your situation. You don’t only need time for your daughter but also for yourself. Working full-time and studying with a two year-old daughter would be too much for anyone. Anyway, I suggest you look for a cheap health insurance at this site: http://www.localinsuresearch.com/myhealthins.php
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