I'm 22. I have health insurance coverage under my parents (it's just better insurance than I could get on my own, that's why I've kept it). However, I am pregnant and need to find insurance for my daughter for when she's born. Under my current insurance, I am covered but she is not.
My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don't need insurance? Any advice? Pregnancy - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I was in the same situation. Make sure your parents insurance will cover the birth and hospital stay. Mine covered everything until the baby was born then she had to have her own insurance. You can get approved for medicaid if your have low income. Just make sure to give that info to the hospital when you deliver so there wont be any mix ups with the insurance companies. You should be able to keep using your own insurance until she is born. The medicaid will become active the day she is born.
2 :
Depending on your income, you can probably get medicaid for yourself even though you already have insurance. That will help you cover deductibles and co-pays (which can get expensive). Also, this way your daughter will be automatically covered at birth and she should be covered for a year after that before you have to reapply. But it really depends on your income level. Check with your local public health nurse as they can usually get you the application and income info.
3 :
Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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