Health Insurance: Do you know the difference between Health Care and Health Insurance

Do you know the difference between Health Care and Health Insurance?
The bill that past did nothing to provide or gaurantee heathcare as a right to everyone. What it did is mandate you buy health insurance. Everyone seems to think it was about health care, it was not. Here are the wiki definitions of each: Health care, or healthcare, is the treatment and management of illness, and the preservation of health through services offered by the medical, dental, complementary and alternative medicine, pharmaceutical, clinical sciences (in vitro diagnostics), nursing, and allied health professions Health insurance like other forms of insurance is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses. The collective is usually publicly owned or else is organized on a non-profit basis for the members of the pool, though in some countries health insurance pools may also be managed by for-profit companies
Politics - 13 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I know and it sucks.
2 :
Yes. Why they keep calling this debate health "care" is beyond me.
3 :
WE do... Obama does not.
4 :
Of course. But one does affect the other.
5 :
well, the bill creates some gov. programs to help poorer people buy insurance... which will ease their access to health care... and it will also not let insurance companies drop people as easily, which should help people get better health care when sick... but it doesn't deal directly with health care, from what I understand...
6 :
I do but every time I try to tell me that the bill didn't actually address health-care they seem surprised and often disagree.. The bill isn't about providing the poor with insurance. We already have medicaid and dozens of state programs to address this need. This was about the government telling me that I must, under the threat of civil penalty, buy health insurance. A power grab and payback to the insurance companies and nothing more..
7 :
Yes, and I have been arguing that point from day 1. That this whole thing has nothing to do with care it has everything to do with insurance. While they do go together on some level, the two are actually mutually exclusive.
8 :
I know. We wanted universal health care. Thats what we sent Obama to office for (with overwhelming numbers i might add.) And it isn't what we got.
9 :
No, it was about providing health insurance to practically everyone in the US. Anyone that falls within or under 133% of the poverty line will get help. All businesses will be required to offer health insurance to its employees and all health care companies will be unable to decline coverage to a person with a preexisting condition. You will have to pay for health coverage if you have a job, yes. Did you expect to get it for free? Not going to happen. If you are under the age of 26, you are covered through your parents' coverage, used to be 23... It is a somewhat good move, but somewhat bad. I think it will be ok.
10 :
3/21/2010 a very sad day for America...God Help Us!!
11 :
Its is sleight of hand. The politicians took the approach that if you have to have health insurance like automotive and property insurance then the prices and amounts of bills and payouts will go down. Automotive went down cause it was like an equal share of the money Geico pays Safeway and etc etc. Where as in a hospital it is people with insurance verses the prices of the hospital. Medical / Health Care will always be a business. People saw the potential for the services and the constant need for the equipment as well as the services and the skills. It is simple supply verses demand. The company can charge $5 for a bandage wrap you can buy for $3 and the hospital charges you $12-$15 for teh same bandage to make up on costs of people not paying their own bills. Also the hospital has a mark up on services to cover the doctors salary who wants to pay off his school loans and live in a big house cause everyone associates doctors with money money money. Also people have gotten lazy and money thirsty so they go to hospitals and sue doctors every chance they get so now the hospitals have to cover the high insurance rates of mal practice. States that have put a high cap limit on law suits have seen drastic cut in cases of mal practice.
12 :
Everyone wants some free ice. Got news for ya, we pay for our health care one way or another. The way it works now: IF you would like to pay for your health care out of pocket, be my guest, it will only cost you double. There is a reason for that, if the doctor only charges you what insurance will pay, the insurance companies will say "since that is what you normally charge". "we will only pay you half of that". BTW, Obama has been calling it "insurance reform" for some time now.
13 :
Americans are exposed to seven times more radiation from diagnostic scans than they were in 1980. Experts are saying that doctors are overusing the tests for profit and raising health risks for patients. The findings add to already mounting evidence that doctors are ordering too many diagnostic tests, driving up the cost of health care in the United States and potentially harming patients. Diagnostic scans can give doctors valuable information, but some doctors fear too much radiation exposure may cause cancer, especially in younger people. However, imaging technology has created a financial incentive for some doctors to cash in -- by referring patients to get imaging tests on equipment in their own practices.

Read more discussions :

Monday, September 28, 2009

Do you know the difference between Health Care and Health Insurance