I want to buy Health Insurance for me, my wife . I live in south Jersey. I can spend about 300 monthly for Insurance.We are in mid of 30th & we are going to have a baby next year. What all I should look for? It is so confusing.
Insurance - 4 Answers
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1 :
This is a good discount plan that we have. http://everyonebenefits.com/40436527 it's $59.95 for an entire household and covers everything(labs, x-rays, dental, vision, hospital stays, RX,etc.)
2 :
There are a few ways to compare plans and rates before you find the most affordable plan for family health insurance in New Jersey. You could look in the yellow pages under "health insurance" and contact a health insurance agent in your area who can give you quotes and review the plans available in your area. That way, if you have questions they can answer them for you before you decide. Or, you could compare free, no obligation quotes for affordable health insurance plans online through a health insurance quote provider. Two of the leading online health insurance quote services are: 1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?ref... 2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S. Before you decide on a plan make sure to understand how the Co-Pay works. And, review all exclusions, including any Pre-Existing Conditions Exclusions. Take the time to compare quotes at different deductible/Co-Pay amounts, you may be able to save some extra money that way. I hope that helps you find affordable health insurance in New Jersey - and Go Rutgers! Congratulations on the new baby!!!
3 :
huge choice
4 :
Visit your state insurance department's Web site. You'll probably find a list of companies selling individual coverage in your state, including those that aren't handled by brokers. For example, many BlueCross/BlueShield plans -- often one of the few choices available in highly restrictive states -- prefer to deal directly with customers, or offer such low commissions that they aren't worth a broker's time. The insurance department may provide shopping tips for your state, as well as insurance-company complaint records. It is a good idea to check with a qualified insurance agent before purchasing a health insurance policy. Health policies can get very complex and can hidden coverages/non-coverages. Start by getting a quote at: http://www.insureme.com/landing.aspx?Refby=614499&Type=health. This web site will allow you to compare prices and find the best price and coverage. It is free of charge and they even give you the option to speak to local agents if you have questions. I hope that helps! Ron @ InsureMe
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