Monday, February 28, 2011

What role do health insurance companies play in helping a society stay healthy


What role do health insurance companies play in helping a society stay healthy?
Could a society exist where there is no such thing as a health insurance company?
Other - Politics & Government - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
They don't which is why we need health care reform, not a national health care plan. As a society, we are sick. Obesity, smoking, diabetes, high risk pregnancy and other preventable diseases are eating our health care dollars up and yet, doing nothing to cure the problem. This continued bleeding of health care dollars is leaving nothing for those catastrophic diseases that can't be prevented and leaving American citizens to die because they can't afford health care. You can pour all the money you want into taking care of the catastrophic illnesses however, if you don't find a cure for society and those preventable diseases, you will never have enough health care dollars available.
2 :
They take all your money so you can't afford to buy another bag of Dorito's..........
3 :
Insurance companies are in the business of spreading costs of unexpected events and have been around for a long time. Most people cannot afford to pay for the cost of major health illnesses and that is where health insurance comes in.
4 :
Health insurance does not prevent people from getting sick. It only pays after they get sick. A society can exist with better health than we have now if the money were put instead into cleaning up the environment, replacing broken sewer and storm water pipes in old cities and towns, paying attention to what is allowed to be put into food, encouraging more local agriculture, and other efforts which prevent people from getting sick.
5 :
How Did Medicine Turn Into a Business? Posted on March 1st, 2009 Here is an analysis of our medical insurance by Dr. Angelov from Boston, USA About the modern medical insurance: 35% of the stimulus package intended to jumpstart the US economy is going to the medical industry. That’s because when the crisis began, the insurance rates rose and people began to save money on visits to doctors and medication. As for the unemployed, they have lost health insurance completely. The government is trying to rescue the situation using the same principles that caused the medical industry to go into crisis in the first place: allocating funds to exalt the ego, which is the only cause of the crisis. What do I mean? The motivation to make more money has become more important than the right relationship between the patient and the doctor. Modern medicine is founded on the profit principle. It’s not about how effective it is, but about how much profit it brings. Therefore, there’s no trust between the doctor and the patient. The patient suspects that the doctor wants to make money off of him rather than cure him, and the doctor is afraid of being sued for malpractice because the patient wants to profit from the doctor’s mistake. Therefore, the very principle of modern medical insurance is based on profit rather than care for the patient. It’s all arranged so people will pay for the insurance, but never actually use it. And here’s how health insurance used to work in ancient times: About 4000 years ago in China, a healer would make his rounds around the village every morning. A vase was mounted by the entrance to every house. He would reach his hand into the vase and take out a coin. If the coin was there, this meant that everyone in the house was healthy. If there was no coin in the vase, it meant that someone there was sick. So the healer would come inside and treat the sick person to the best of his ability. In this case, the herbs, needles and other medical supplies were paid for by the coin that was not put in the vase. In his free time, the healer would go into people’s houses to make sure that their diets and lifestyles were healthy. Whoever wouldn’t comply with the rules of the insurance (such as being too lazy to exercise every morning, for example) would be excluded from the healer’s daily rounds. So, the principle of health insurance was opposite then to what it is today. People paid money to help keep others healthy, and the person who was ill did not have to pay. My Comment: It’s clear that we have to do everything possible to stop medicine from being a business. Doctors’ first and foremost concern should be for their patients to become healthy, rather than for the patients to remain sick for as long as possible! In ancient times, people’s egoism was very small, and therefore the health insurance practiced in ancient China was possible in a small village. However, now we are dealing with a global problem and people have an enormous egoism. The only way to create a correct medical system under these circumstances is by correcting people’s egoism, so everyone will want everyone else to be healthy, just like in one family. The crisis will show us how interdependent we all are. Then we will set up health insurance that will actually benefit humanity http://www.laitman.com/category/health/



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