im a 19 year old college student and I want to know where I can apply for free health insurance. I have no parents and I live on my own. I tried to apply for medicaid but I don't qualify because you have to be pregnant or have a child. does anyone know of anything I can do. I want health insurance manily because I need new glasses (if that matters)
Insurance - 12 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Move to France or England where they have free medical care. no, for real.
2 :
Well you better not vote for McCain because Republicans don't believe in the government assisting and helping others with things like this. George Bush may be the reason why you are asking this question in the first place. I would recommending trying to find a good part time job that will cover you no health insurance. You can work for UPS doing things other than lifting boxes, like address corrections, with 20 hours or less a week, and get full benifits.
3 :
Oh, so sorry there is no free health insurance. You said it, you don't qualify for Medicaid, that's the FREE one you are looking for so, obviously you work part time or someone helps you because you said you live on your own, just go get an eye exam and buy the glasses. Health insurance doesn't cover vision anyway, just diseases and conditions of the eye, like for cataract surgery. Good luck.
4 :
Just pray to the magic government to solve all your problems. But don't complain, when you realize that you are owned by the goverment. Check the cost with major carriers, Blue Cross, Kaiser, United Health Care. It may not be as much as you think. You are young, if you are healthy, you may be surprised. Oh and buy the way, Blame Hillary! She took a shot in 93, but over reached and failed, but Mit did it in Mass. It takes a Republican or better yet a republican village to fix a problem.
5 :
Free is not likely. Some states have chips (children's health insurance program,) but 19 is usually considered an adult. It won't be free, but most colleges offer health insurance for full time students. It usually costs under $750.00 per year. I know that is a lot of money, but it will cover you for more than just an eye exam. Talk to your school adviser and see if you can get coverage through the school, but you will have to pay. Also, ask your school adviser for help and referral to a social worker to see what benefits you qualify for--at 19 and all alone you need all the free help you can get to help you be independent and protected. Your college should have some resources for you to tap into.Good luck to you.
6 :
It's probably going to be cheaper to just pay for the glasses out of pocket. Investigate it first and see how much this will cost. Most vision plans don't offer great benefits anyway. If you're a full time student you may be eligible for health coverage at the school. Otherwise, get a job that offers low cost insurance. Nothing in life is free....and if you're insurance was free, it wouldn't be any good!
7 :
Is there any student insurance available through your school?
8 :
Medicaid is the only free insurance in the states you are likely to ever find, but if you're looking for glasses, health insurance isn't what you should be going for: you want Vision Insurance. Depending on what state you're in vision coverage may or may not be available to you. Talk to an independent agent near you, and they can help you find the solution you seek. Alternatively, go to an optometrist, explain your situation and find out if they will be willing to work with you. It may well be less expensive than paying for your own vision insurance.
9 :
There is no free health insurance, except welfare health insurance - Medicaid. Health insurance doesn't cover vision, anyway. Just get a job, or a second job, and in four weeks you'll have enough for an exam and cheap glasses.
10 :
There is no such thing as free health insurance. Health insurance provided by an employer is not free; it is paid for by the employer and, ultimately, by the customers who keep the employer in business. Government health care is not free; it is paid for by the tax payers. Why should health insurance be free, anyway? Do you think groceries should be free? iPods? Gasoline? At your age, assuming you are in good health, you might consider getting a qualified High Deductible Health Plan. The deductible—the amount you pay for medicine, office visits, and the like—is high, so the premiums are low. In addition, you can pay your deductibles with pre-tax dollars out of a Health Savings Account (HSA). This will almost double your buying power, since half your check is taken by the government before you even see it: 9.3% in state income tax (California), 28% in federal income tax, and 7.65% in Federal Insurance Contributions Act (FICA) tax—a combined rate of 44.9%. You can shelter up to $2,850 for per year from state and federal taxes in your HSA. The money in the HSA account is yours to keep. The funds are not taxed, as long as you use them to pay medical expenses or withdraw them after age 65. The funds earn interest on a tax-deferred basis. Think of it as an IRA that you can use to pay medical expenses. To find a qualified plan, speak with a health insurance broker. A broker works with several insurers and can find the best plan, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!
11 :
Like many stated above, even if you did get insurance, your glasses wouldn't be covered anyway. However, I am an independent broker for Ameriplan. Our Dental, Vision, Prescription & Chiropractic plan is only $19.95 month and you can save 30-60% on frames, lenses, and contacts. There is no waiting period, you can use it right away, and you don't have to be pregnant or have kids to qualify. (okay, not funny I know...) If you'd like to take a look, as well as search for providers in your area, go to http://www.mybenefitsplus.com/cberney Feel free to contact me if you have any questions. HTH~ Good Luck!
12 :
Hi! you need glasses, I can help! It isn't free though.. but it does give great discounts on vision 10-60% off the exam, your glasses,.. even 50% off Lasik if you wanted that too! The plan is only $19.95 a month and you can cancel if you want after you get the discounts! so you can use it for a month or 2 and then drop it. It's the fastest way to get something cheaper, unless you can find coupons off glasses in a local paper or something... There is no physical to do, no paperwork to fill out,and you only need a debit or credit card or checking account. Please check out the website if you're interested and my phone number is there under the contact me link... or fill out the form and i'll call you !
Read more discussions :
